In India, there are many types of cars that you can select from as your first car. Hatchback, SUV (sports utility vehicle) and passenger cars are some of the common types you will find. One popular type of car among Indians is the sedan car. Preferred by many families, a sedan suits the different requirements of an averaged-sized family. If you are looking to purchase a sedan for yourself, you should not overlook the importance of having a car insurance policy. Continue reading to know how car insurance can be beneficial for you and your brand-new sedan car.
What is a sedan car?
A sedan is defined as car that can seat 5-8 passengers depending on the type of sedan car you purchase. The major differences between a sedan and a hatchback lie in the space offered within the car, in the cargo and the power of the car. Usually there is the normal sedan, which seats 5 people. There is also the multipurpose vehicle (MPV), which can seat up to 8 people. Sedan cars are generally considered to be family cars.
Why should you get insurance for your sedan?
Given below are the reasons how car insurance for your sedan can be beneficial:
- Financial compensation for the damages
Sedan cars can be expensive. In the event that your car gets damaged in an accident, you could end up paying an exorbitant amount to get the damages repaired. Paying out of your pocket could cause burden on your budget. . However, if you buy car insurance, you can expect to be compensated for the damages caused to your vehicle.*
- Financial support for injuries
While sedans come with the latest safety features to make your driving experience smooth and safe, accidents where you could get injured are unavoidable. These injuries could be minor or could be major and can cause disability in some cases. Treatment of major injuries can cost a lot, especially if you are the sole earner for your family. The personal accident cover you get with your car insurance ensures that your family gets sufficient compensation. This compensation can be used for your treatment as well as for managing other necessary expenses.*
- Third-party damages are covered
If your car is involved in an accident wherein a third-party vehicle gets damaged, you are required to compensate them for the damages caused. The same is applicable even when a person gets injured in the accident. If you own a car insurance, the insurer will compensate the third-party for any damages or injuries caused.*
- Riders enhance the coverage
Car insurance comes with the option of including riders to enhance the coverage of your policy. Riders such as no-claim bonus protection, zero-depreciation cover, emergency roadside assistance and car keys replacement can be added to your policy. These riders can be beneficial during claims and emergencies. You can use the car insurance calculator to see how much your policy would cost with these riders.*
Conclusion
These are just a handful reasons as to why you should get car insurance for your brand-new sedan car. Make sure to check the car insurance prices properly before you purchase one for your car.
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.
